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Frequently Asked Questions

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What does a public insurance adjuster do?

A public insurance adjuster is a licensed professional who represents policyholders during the insurance claim process. They assess property damage, interpret your insurance policy, negotiate with the insurance company, and ensure you receive the full settlement you're entitled to.

When should I hire a public insurance adjuster?

You should consider hiring a public insurance adjuster if your claim is complex, involves significant damage, or if you feel your insurance company has undervalued or denied your claim. We help navigate the process and advocate on your behalf.

How is a public adjuster different from the insurance company’s adjuster?

An insurance company’s adjuster works for the insurer and aims to protect their interests. A public adjuster works exclusively for you, the policyholder, to maximize your settlement and ensure your best interests are prioritized.

What types of claims do you handle?

We specialize in property damage claims caused by extreme weather events, including hurricanes, hailstorms, tornadoes, floods, and other natural disasters. We assist both residential and commercial clients.

How are public adjusters compensated?

Public adjusters typically work on a contingency fee basis, meaning we only get paid a percentage of the settlement if we successfully recover funds for you. There are no upfront costs.

Will hiring a public adjuster delay my claim?

No, hiring a public adjuster often expedites the process by ensuring all necessary documentation is submitted promptly and negotiating directly with the insurance company to resolve disputes efficiently.

Can I hire a public adjuster if my claim has already been filed?

Yes, you can hire a public adjuster at any stage of the claim process, whether it’s just been filed, under review, or even if it’s been denied or underpaid.

What happens if my claim is denied?

If your claim is denied, we can review the insurance company’s decision, identify any errors or omissions, and work to reopen and negotiate your claim for a fair resolution.

How do I know if my insurance policy covers the damage to my property?

Our team will review your policy in detail to determine what is covered. We’ll explain the terms and conditions of your policy and help you understand your rights and coverage.

Why choose Extreme Weather Claims?

At Extreme Weather Claims, we combine years of experience, industry knowledge, and a commitment to customer satisfaction to deliver results. We advocate fiercely for our clients, ensuring they recover from extreme weather events with the settlement they deserve.